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Entire life insurance coverage plans are non-correlated assets. Regardless of what takes place in the market (stock, real estate, or otherwise), your insurance policy keeps its well worth.
Market-based financial investments grow wealth much quicker yet are subjected to market changes, making them inherently risky. Suppose there were a 3rd container that provided safety but also moderate, surefire returns? Whole life insurance is that third bucket. Regardless of exactly how diversified you assume your profile might be, at the end of the day, a market-based investment is a market-based financial investment.
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